GO2bank Launches Experian Credit Care Advantage™ to Help Customers Safely and Easily Build, Improve and Protect Their Credit
Through partnership with Experian, Green Dot’s flagship digital bank gives customers access to Experian Boost™, Experian CreditLock and more
Many American adults struggle with low credit scores, and one in five live with no credit score or are “credit invisible," limiting their access to fairly-priced credit offerings1. A new addition to GO2bank’s expanding suite of credit products, Experian Credit Care Advantage™, is now available to GO2bank customers and features:
- Instant FICO® Score2 improvement– Free access to Experian Boost™3, which helps customers boost their FICO® Score with existing utility, phone and video streaming service payments.
- Easier FICO® Score access – Customers can access their FICO® Score through their Experian membership free of charge, along with Experian credit monitoring and alerts.
- Identity protection – With Experian CreditLock, customers can help protect against identity theft through the ability to lock and unlock their Experian credit file.
- Dark Web surveillance– Customers gain better control of their identity by monitoring over 600,000 web pages for their SSN, email or phone number.
“Everyone deserves the chance to build, improve and protect their credit, as this can significantly impact their financial picture and ability to save and build a stronger foundation for the future,” said
“At Experian, we aim to empower consumers with more control over their credit and financial health,” said
With Experian Credit Care Advantage, customers can now seamlessly and securely improve their credit in the GO2bank app, ultimately allowing them to gain access to credit with better terms. GO2bank provides customers a single ecosystem for building, improving, and protecting their credit, and also offers a Secured Credit Card with no credit check or annual fee4, so customers can establish and build credit, regardless of credit history5. Additional credit-building offerings will be launched throughout 2022 and beyond.
GO2bank is Green Dot’s flagship digital bank designed to bring meaningful use and value where people need it most, and to help improve financial health over time. GO2bank’s easy-to-use mobile app helps customers build confidence and control in the way they manage their money with up to
For more information on Experian Credit Care Advantage, customers can visit GO2bank.com/build-credit/credit-care-advantage. To download the GO2bank app, visit the
About Green Dot
Green Dot offers a broad set of financial services to consumers and businesses including debit, checking, credit, prepaid, and payroll cards, as well as robust money processing services, tax refunds, cash deposits and disbursements. Its flagship digital banking platform GO2bank offers consumers simple and accessible mobile banking designed to help improve financial health over time. The company’s banking platform services business enables a growing list of the world’s largest and most trusted consumer and technology brands to deploy customized, seamless, value-driven money management solutions for their customers.
Founded in 1999, Green Dot has served more than 33 million customers directly and many millions more through its partners. The Green Dot Network of more than 90,000 retail distribution locations nationwide, more than all remaining bank branches in the
2 Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn More
3 Results may vary. Some may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost.
4 Annual Percentage Rate is 22.99% and is accurate as of 8/1/2021. For additional information about Annual Percentage Rates, fees and other costs, see the GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF).
5 Available only to existing GO2bank accountholders with direct deposits totaling at least
6 Activated, chip-enabled debit card and opt-in required.
7 Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement cycle. Otherwise
8 Retail service fee and limits apply. See Deposit Account Agreement (PDF) for details.
9 Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. The name and
Source: Green Dot